Payment

Payment:

KLARNA

Klarna is one of Europe’s largest banks, providing payment solutions such as direct payments, pay-after-delivery options and instalment plans in a one-click purchase experience:

PAY NOW

This means you can pay by card directly at the checkout. Payment will be taken as soon as your order is confirmed.

PAY LATER

You can choose to buy now and pay later, depending on eligibility*.

As soon as your order has been confirmed, you will receive information from Klarna on how and when to complete your payment. Should you have any questions regarding your payment, please contact Klarna for information.

If you are not eligible**, you will only see the Pay Now option at the checkout.

Not paying for your order on time could affect your ability to use Klarna in the future. We encourage you to spend responsibly, remember to keep up with your repayments to avoid late payment fees and damage to your credit report. Pay later is a form of credit, COS is not the lender. For debt and money advice, please visit Money Advice Service.

*Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. If you don't make your payments on time, it can have a negative impact on your financial situation and creditworthiness.The terms apply and fees may be charged for late payments, Klarna's Buyer Protection excludes certain payment methods and purchases, e.g, travel, event tickets, or gift cards.

**Please note that COS is unable to provide any details of why you are not eligible to pay using our Pay Later option. If you have any questions regarding payment, please contact Klarna customer support.